The Cornell University Dental and Eye Care Plan for Endowed Faculty and Staff
- Summary of Plan Options
- Eye Care Materials Benefit
- First Ameritas Plan Booklet
Eligibility
Addendum - First Ameritas Highlights
- First Ameritas Preferred Provider Directory
- Rates for 2008
- Dentists Participating in the Panel (in-network)
- Dental Claim Form
Summary
First Ameritas Life Insurance Corporation of New York administers a High
Option (Plan A) and a Low Option (Plan B) plan of dental insurance.
The university offers a voluntary dental plan with premiums paid by participants using pre-tax dollars. The plan has two participation levels: a high and a low option. Both options provide comprehensive benefits with similar deductibles, waiting periods, dental networks and annual maximum benefit payments. The difference between the two plans is in the reimbursement methods. Plan A reimburses eligible expenses; first $250 at 100%; 80% of the next $500 and 50% of the next $1,200. The low option (Plan B) pays a fixed fee per procedure from a schedule published by the dental plan. Participants in either option will benefit from using in-network providers. If using out-of-network Providers, reimbursement is subject to reasonable and customary. All enrollees of the dental plan also receive a benefit for eye care materials (frames, lenses and contacts).
Eye Care Materials Benefit
All employees participating in the Group Dental Insurance Plan may receive
the eye care materials benefit at no additional cost. The benefit pays specified
expenses for frames and lenses or for contact lenses for the employee and
his or her eligible dependents.
Please refer to page 14 of the First
Ameritas Plan Booklet